These are the carriers with whom BeneTrac has or has tried to establish direct electronic connections.
| Coop-funding CARRIERS |
GROUP SIZE |
COMMENTS |
| |
<20 |
21-50 |
51-150 |
151-299 |
300+ |
|
| Blue Shield of CA |
Y
|
Y
|
Y
|
Y
|
Y
|
Co-op funding is available to 51+ groups with 25+ enrolled employees, up to 1,000 employees. Under most circumstances, groups would qualify for electronic enrollment as long as member-level benefits or variable-life amounts are not required. |
| Health Net |
N
|
N
|
Y*
|
Y*
|
Y*
|
51+ enrolled members only. Health Net cannot accept life products electronically. |
| Liberty Dental Plan |
P
|
P
|
P
|
P
|
P
|
Pending |
| Premier Access |
N
|
Y*
|
Y
|
Y
|
Y
|
25+ groups only |
| Sharp Healthcare |
Y
|
Y
|
Y
|
Y
|
Y
|
Case by case funding, as there is no formal contract in place. |
| |
| CARRIERS |
GROUP SIZE |
COMMENTS |
| |
<20 |
21-50 |
51-150 |
151-299 |
300+ |
|
| 125MAX |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| ABRA (Payroll) |
N
|
N
|
N
|
N
|
N
|
Closed System, unable to accept electronic data from an outside source. |
| Acordia of CA |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| ADP (COBRA) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| ADP (FSA) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| ADP (Payroll) |
Y*
|
Y*
|
Y*
|
Y*
|
Y*
|
Import/Export capability, Data will send to Payroll Module only. No HR Profile interface. |
| Aetna |
N
|
N
|
Y
|
Y
|
Y
|
51+ eligible employees only |
| Aetna HSA |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Aetna, AEA |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| AFLAC |
N
|
N
|
N
|
N
|
N
|
Face to face sale and wet signatures required. |
| AICPA Insurance |
P
|
P
|
P
|
P
|
P
|
Pending |
| All Valley Administrators |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Altius Health Plans |
P
|
P
|
P
|
P
|
P
|
Only accepts connection for groups of 500+ |
| American Fidelity |
N
|
N
|
N
|
N
|
N
|
Wet signatures required. |
| American General |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| American Heritage |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| American Specialty Health Plans (ASHP) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| AmeriFlex |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Ameritas Dental |
N
|
N
|
N
|
Y*
|
Y
|
250+ Lives on the file |
| Anderson/Bunbury & Associates |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Ann Clark & Associates |
N
|
N
|
N
|
N
|
N
|
All groups are self billed and can use online reports. |
| Anthem BCBS of NV and CO |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| ARAG Group |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Ardent Health |
N
|
N
|
N
|
N
|
N
|
Cannot accept electronic data |
| Associates in Excellence |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Association for a Better Living |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Assurant (Fortis) |
Y*
|
Y*
|
Y*
|
Y*
|
Y*
|
Case by case approval when broker requests it. Voluntary coverages are not eligible due to the need for signed enrollment cards. |
| Assurant (Fortis) Alabama |
Y*
|
Y*
|
Y*
|
Y*
|
Y*
|
Case by case approval when broker requests it. |
| Avante |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Avesis Incorporated |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| AVP (Health Net vision) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Barney and Barney Admin. |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| BASIC (COBRA) |
P
|
P
|
P
|
P
|
P
|
Pending |
| BASIC (FSA) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Beneficial Administration Company |
N
|
N
|
N
|
N
|
N
|
Not able to receive electronic data |
| Beneficial Life |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Benefit & Risk Management Services (BRMS) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Benefit Coordinators Corporation |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Benelect |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Benergy |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Benesyst |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Beta Health Association, Inc. |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Blue Cross Blue Shield Empire |
P
|
P
|
P
|
P
|
P
|
Pending |
| Blue Cross Blue Shield of Alabama |
N
|
N
|
N
|
N
|
N
|
Wet signatures required. |
| Blue Cross Blue Shield of Arizona |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Blue Cross Blue Shield of Arkansas |
P
|
P
|
P
|
P
|
P
|
Pending |
| Blue Cross Blue Shield of Florida |
Y*
|
Y*
|
Y*
|
Y*
|
Y*
|
Case by case approval when broker requests it. |
| Blue Cross Blue Shield of Georgia |
Y*
|
Y*
|
Y*
|
Y*
|
Y*
|
Case by case approval when broker requests it. |
| Blue Cross Blue Shield of Illinois |
N
|
N
|
N
|
Y*
|
Y*
|
Case by case approval when broker requests it. Must have 150 Employees enrolled. |
| Blue Cross Blue Shield of Massachusetts |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Blue Cross Blue Shield of Michigan |
P
|
P
|
P
|
P
|
P
|
Pending |
| Blue Cross Blue Shield of New Jersey |
P
|
P
|
P
|
P
|
P
|
Pending |
| Blue Cross Blue Shield of New Mexico |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Blue Cross Blue Shield of North Carolina |
Y*
|
Y*
|
Y*
|
Y*
|
Y*
|
*Carrier requires scenario testing to be done by the group. Case by case approval when broker requests it |
| Blue Cross Blue Shield of Texas |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Blue Cross Blue Shield of Washington |
P
|
P
|
P
|
P
|
P
|
Pending |
| Blue Cross of CA |
Y*
|
Y*
|
Y*
|
Y*
|
Y*
|
Case by case approval required. |
| Blue Cross Premera |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Blue Shield of CA |
Y
|
Y
|
Y
|
Y
|
Y
|
All Groups Qualify unless variable (non-incremented) life amounts are required. Member Level Benefits (a Blue Shield term) requires a slightly different process, but can be accommodated. |
| Brite Now |
P
|
P
|
P
|
P
|
P
|
Pending |
| CA Employers Benefit Alliance (CEBA) / Co-Power |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Cal Choice (Word & Brown) |
N
|
N
|
N
|
N
|
N
|
Wet signatures required. |
| California Benefits |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| California Dental Network |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Canada Life |
Y
|
Y
|
Y
|
Y
|
Y
|
Beneficiary information must still be submitted on paper with wet signatures. |
| Care Choices |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Care One |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| CareFirst |
P
|
P
|
P
|
P
|
P
|
Pending |
| CBIZ (COBRA) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| CBS Administrators (FSA) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| CDPHP |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Ceridian (FSA) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Ceridian (Payroll) E-Source |
Y
|
Y
|
Y
|
Y
|
Y
|
E-Source only |
| Charles Schwab |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Cigna |
N
|
N
|
N
|
Y*
|
Y*
|
Case by case approval when broker requests it for 200+ groups. No Connection for Cigna Life and ADD, LTD and STD Plans |
| Claremont Behavioral |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| CNA |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Cobra Management Services |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| COBRA Outsourcing |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| COBRAGuard |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| CobraServ (Ceridian) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Cole Managed Vision |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Colonial Life |
N
|
N
|
N
|
N
|
N
|
Not able to receive electronic data. |
| CompBenefits |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Complink (COBRA) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Complink (FSA) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| ComRisk |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Concern EAP |
N
|
N
|
N
|
N
|
N
|
All groups are self-billed and can use online reports. |
| Conexis (COBRA) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Conexis (FSA) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Consolidated Legal (CLC) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Co-Power/CEBA |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Coventry |
P
|
P
|
P
|
P
|
P
|
Pending |
| CPIC Life |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Creative Benefits |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| CUNA Mutual |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Curascript |
Y
|
Y
|
Y
|
Y
|
Y
|
Pharmacy Benefit Manager (PBM) for self-funded groups |
| Custom Benefit Administrators |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| DataPath |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Davey Administration (FSA) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Delta Dental Allied Administrators |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Delta Dental of AZ |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Delta Dental of CA DVINS |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Delta Dental of CA PMI |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Delta Dental of CA PPO |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Delta Dental of KS |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Delta Dental of MA |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Delta Dental of NV |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Delta Dental of WA |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Dental Health Services |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Dental Network of America |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Denver Reserve |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Direct Dental |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| E Trade |
N
|
N
|
N
|
N
|
N
|
All groups are self-billed and can use online reports. |
| EBA&M |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| EBA&M (COBRA) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| EBC (FSA) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| EBMS (TPA) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| EBS |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| eCOBRAdmin |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| EFlex Group |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| EHI Dental / Humana |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Empire Blue Cross Blue Shield |
P
|
P
|
P
|
P
|
P
|
Pending |
| Employee Benefit Specialists (COBRA) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Employer Services Group (GE Financial) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Exec-U-Care |
N
|
N
|
N
|
N
|
N
|
Not able to receive electronic data. |
| Express Scripts |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| EyeMed Vision Care |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Fallon Community Health Plan |
P
|
P
|
P
|
P
|
P
|
Pending |
| Fitzpatrick |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Flex Pension (FSA) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Flex Plan |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| FlexAmerica (COBRA) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| FlexAmerica (FSA) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Flores & Associates |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Fort Dearborn |
N
|
N
|
N
|
N
|
N
|
All groups are self-billed and can use online reports. |
| Foundation for Medical Care of Kern County |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Foundation HC |
N
|
N
|
N
|
N
|
N
|
All groups Self Billed. |
| Genworth |
Y
|
Y
|
Y
|
Y
|
Y
|
Dental and Core Products only, Wet Signatures required for all Voluntary Products. |
| Golden West Dental & Vision |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Great West |
Y*
|
Y*
|
Y*
|
Y*
|
Y*
|
Group by Group approval when the broker requests it from Account Rep. |
| Grenz and Company (COBRA) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Group Health |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Guardian |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Hartford Life |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| HCap (COBRA) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| HCH Administrators (COBRA) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| HCH Administrators (FSA) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Health Net of CA |
N
|
N
|
Y*
|
Y*
|
Y*
|
51+ enrolled members only. Health Net cannot accept life products electronically. |
| HealthComp |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Healthscape |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Hicks Pension Services |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| HMSA |
N
|
N
|
N
|
N
|
N
|
Wet signature required. |
| Holman Group |
N
|
N
|
N
|
N
|
N
|
They only require a census once a year, the rest of the year groups are self-billed. |
| Hometown Health Plan |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Hopkins Parker & Company |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| HR Simplified |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| HRMS |
Y
|
Y
|
Y
|
Y
|
Y
|
Import/Export capability |
| Human Behavior Associates |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Humana |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Hyatt Legal |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Igoe Company |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Infinisource (COBRA Compliance Systems) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Infinisource (FSA) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| ING Benefits (Reliastar) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Integrated Behavioral Health |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Integrated Insights |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Invesmart |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| ISU McNeil |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| J. Smith Lanier & Co. Administrators |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Jefferson Pilot |
Y*
|
Y*
|
Y*
|
Y*
|
Y*
|
Jefferson Pilot can only accept feeds for existing groups. Any group that is new to Jefferson Pilot must enroll initially on paper, then switch to an electronic feed. |
| John Burnham Insurance Services (COBRA) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Kaiser Permanente |
Y
|
Y
|
Y
|
Y
|
Y
|
They do not accept initial enrollment for small groups (< 50) electronically, after initial enrollment data can be sent electronically regardless of group size or membership counts. |
| Kelly and Swain (COBRA) |
Y
|
Y
|
Y
|
Y
|
Y
|
|
| Kelsey National SmileSaver |
N
|
N
|
N
|
N
|
N
|
Wet signature required.&n |